1939 FHA Underwriting Manual on Racial Restrictive Covenants

"The Valuator should realize that the need for protection from adverse influences is greater in an undeveloped or partially developed area than in any other type of neighborhood. Generally, a high rating should be given only where adequate and enforced zoning regulations exist or where effective restrictive covenants are recorded against the entire tract, since these provide the surest protection against undesirable encroachment and inharmonious use. To be most effective, deed restrictions should be imposed upon all land in the immediate environment of the subject location.... Recommended restrictions should include provisions for the following... Prohibition of the occupancy of properties except by the race for which they are intended."

Sources: Robert Weaver, The Negro Ghetto (New York: Harcourt, Brace and Company, 1948), 72. Originally in Federal Housing Administration, Underwriting Manual, 1939, sections 932 and 935.

This WWW page was created by Wendy Plotkin (wendy.plotkin@asu.edu) in 1998 and updated on 1 September 2003.